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Now serving the entire U.S.
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Instant Approval Credit Cards
You came to the right place for instant approval credit cards. You can find the best prepaid debit card or find a credit builder. Having excellent credit guarantees your approval for instant approval credit cards. Even with good credit you can expect to be approved for almost any instant approval credit cards. In some cases, some companies allow people with poor credit to get approved for instant approval credit cards, it just depends on the credit card issuer. You will agree that we have the best selection of instant approval credit cards. If you know your credit score, apply for instant approval credit cards. When you have fair credit, use instant approval credit cards as a credit builder. Instant approval credit cards gives you a decision faster than you think. Major banks provide instant approval credit cards.
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CREDIT / DEBIT CARDS & CREDIT SERVICES |
Instant Approval Credit Cards
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Discover® More® Card
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Apply today for the Discover® More® Card!
- 5% Cashback Bonus®* in
categories that change like travel, home improvement stores,
department stores, gas, groceries, restaurants and many more
- 5% to 20% Cashback Bonus at top retailers through our
exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
automatically
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards everytime
when you redeem for gift cards from over 100 brand-name
Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
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Intro APR |
Intro
APR Period |
Regular APR |
Annual Fee
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Account Setup Fee |
Grace Period |
Balance Transfers |
Credit
Needed for Approval |
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N/A |
N/A |
N/A |
NONE |
NONE
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N/A
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N/A |
Good
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Discover® Student Card
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Apply today for the Discover® Student Card!
- Make your money worth MoreSM*
- Unlimited cash rewards, automatically
- 5% to 20% Cashback Bonus at top retailers through our exclusive online
shopping site
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift
cards from over 100 brand-name Partners
- Customer Service in less than a minute, anytime you
want
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Intro APR |
Intro
APR Period |
Regular APR |
Annual Fee
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Account Setup Fee |
Grace Period |
Balance Transfers |
Credit
Needed for Approval |
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N/A |
N/A |
N/A |
NONE |
NONE
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N/A
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N/A |
Good
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Miles by Discover® Card
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Apply today for Miles by Discover® Card!
- Book any travel, anytime with no blackout dates or restrictions
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- 1 Mile for every $1 on all your other purchases – personal and business
- Unlimited Miles
- Redeem for travel credits to your account, gift cards from any of our 90
brand-name Partners or cash
- No Annual Fee
- Online Account Access
- Online Bill Payment
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Intro APR |
Intro
APR Period |
Regular APR |
Annual Fee
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Account Setup Fee |
Grace Period |
Balance Transfers |
Credit
Needed for Approval |
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N/A |
N/A |
N/A |
NONE |
NONE
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N/A
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N/A |
Good
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American DreamCard
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American DreamCard - The first and only "POOLED REWARDSTM " Credit Card. Looking for a card with an award winning reward program? The American DreamCardTM MasterCard® is the card for you! Take advantage of a new concept in credit cards where everyday spending earns you entries to win thousands in cash every month. Apply today!
Apply today for the American DreamCard® Card!
- Large monthly cash jackpots!
- Earn entries from everyday shopping!
- Get 1,000 entries just for applying!
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Intro APR |
Intro
APR Period |
Regular APR |
Annual Fee
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Account Setup Fee |
Grace Period |
Balance Transfers |
Credit
Needed for Approval |
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N/A |
N/A |
N/A |
$39 - $59 |
NONE
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20 Days
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N/A |
Good
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IBERIABANK Visa Gold
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Apply for the IBERIABANK Visa Gold today!
- Variable Rate APR ranging from Prime + 6.5% thru Prime + 13.00%
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in
good standing
- Travel accident coverage up to $500,000
- No annual membership fee
- Low Introductory APR on balance transfers for your first 6 billing cycles.
Applies to balance transfers processed within three months of your account open
date.
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Intro APR |
Intro
APR Period |
Regular APR |
Annual Fee
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Account Setup Fee |
Grace Period |
Balance Transfers |
Credit
Needed for Approval |
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N/A |
N/A |
N/A |
NONE |
NONE
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25
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N/A |
Good
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UltraVX Visa®
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Now anyone can qualify for a credit card with UltraVX Visa® . It's the only card featuring Credit-On-DemandTM which allows you to grow your credit line up to $25,000. Instant approval (no credit check, no minimum income, no bank account required), reports to the major credit bureaus. Clear Rewards you earn 1 point for each $1 spent, redeem points for Southwest Airlines, American Airlines, jetblue, Marriot, and more with no restrictions. …give yourself some credit with UltraVX.
Apply today for the UltraVX Visa® Card!
- Credit-On DemandTM up to $25,000 credit
line - Patent Pending
- Instant Approval: no credit check, no minimum income or bank account
required
- Credit Reporting: reports to major credit bureaus
- Clear RewardsTM American Airlines,
Southwest, jetBlue, Marriot, and more…no restrictions!
- Powerful Account Features: direct deposit, bill pay, free alerts, add cash
instantly at 100,000 retail locations nationwide
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Intro APR |
Intro
APR Period |
Regular APR |
Monthly Fee
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Account Setup Fee |
Grace Period |
Balance Transfers |
Credit
Needed for Approval |
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N/A |
N/A |
14.9% |
$6.95 |
$29.95
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25 days
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N/A |
Good, Bad & No-credit
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New Millennium Bank Secured Black Diamond Visa® or Mastercard®
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New Millennium Bank is now offering secured Black Diamond Visa® and MasterCard® credit cards for those individuals with less than perfect credit. With credit lines secured by their savings account in amounts between $300.00 and $5,000.00, these cards can be used just as you would any credit card at over 10 million establishments worldwide. People CAN apply to get both cards and they can even add a co-applicant name and get additional cards.
Apply for the New Millennium Bank Secured Black Diamond Visa® or Mastercard® today!
- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
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Intro APR |
Intro
APR Period |
Regular APR |
Annual Fee
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Account Setup Fee |
Grace Period |
Balance Transfers |
Credit
Needed for Approval |
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N/A |
N/A |
19.5% |
$59 |
$99.95
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0
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N/A |
Good, Bad & No-credit
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Public Savings Bank Secured Black Card
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Apply for the Public Savings Bank Secured Black Card!
- 0% APR on purchases for 6 months
- Credit not a factor
- No income requirements
- Choose your credit limit. Up to $1 million
- Build good credit - we report to all 3 major credit bureaus
- $0 fraud liability
- All applications accepted!
- Free Visa Rewards including auto collision damage and emergency card
replacement
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Intro APR |
Intro
APR Period |
Regular APR |
Annual Fee
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Account Setup Fee |
Grace Period |
Balance Transfers |
Credit
Needed for Approval |
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N/A |
N/A |
7.99% + Prime |
NONE |
$79
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N/A
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N/A |
Good, Bad & No-credit
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DEBIT CARDS / PRE-PAID CARDS | |
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Wired Plastic™ Visa® Prepaid Card
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Apply for the Wired Plastic™ Visa® Prepaid Card!
- New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
- No Bounced Check, NSF and Overdraft Charges EVER!
- FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid
Wireless Airtime, Music Downloads, LD Calls
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Credit Builder with Overdraft Protection
- FREE Mobile & Email Alerts
- FREE Direct Deposit - Eliminate Check Cashing Fees
- Add Cash Instantly at 100,000 Retail Locations
Nationwide
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Intro APR |
Intro
APR Period |
Regular APR |
Monthly Fee
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Account Setup Fee |
Grace Period |
Balance Transfers |
Credit
Needed for Approval |
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N/A |
N/A |
N/A |
$3.95 |
$9.95
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N/A
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N/A |
Good, Bad & No-credit
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BuyRIGHT Prepaid MasterCard® Card
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BuyRIGHT is RIGHT for you! The BuyRIGHT Prepaid MasterCard® Card can be used wherever Debit MasterCard® is accepted, at millions of merchant locations and over 900,000 ATMs worldwide.
Apply today for the BuyRIGHT Prepaid MasterCard® Card!
- Click-N-Pay bill payment
- Free direct deposit
- Free activity alerts
- On-line money management tools
- BuyRIGHT Rewards program
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Intro APR |
Intro
APR Period |
Regular APR |
*Monthly Fee
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Account Setup Fee |
Grace Period |
Balance Transfers |
Credit
Needed for Approval |
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N/A |
N/A |
N/A |
$4.95 |
$29.95
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N/A
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N/A |
Good, Bad & No-credit
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AccountNow® Card
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The AccountNow® cards are offered to 40+ million U.S. consumers who do not have established credit or traditional banking relationships. AccountNow® cards are the perfect alternative to a checking account. With an AccountNow® card, customers save on the average of $400 per year when no longer forced to visit expensive Check Cashing stores to get access to their paychecks, buy Money Orders to pay their bills, or wire money oversees. The AccountNow® card gives consumers an alternative to "traditional" checking accounts and access to financial and payment systems, including:
Apply today for the AccountNow® Card Today!
- Debit MasterCard or Prepaid Visa
- FREE Paycheck Direct Deposit
- FREE Online Bill Pay & Online Check Writing
- Low Cost Money Transfer Service
- FDIC Insured Deposits
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Intro APR |
Intro
APR Period |
Regular APR |
Monthly Fee
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Account Setup Fee |
Grace Period |
Balance Transfers |
Credit
Needed for Approval |
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N/A |
N/A |
N/A |
$9.95 |
NONE or $9.95
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N/A
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N/A |
Good, Bad & No-credit
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Millennium Advantage Pre-Paid Mastercard®
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The Advantage is yours - apply for The Millennium Advantage Card TODAY! The Millennium Advantage Card is a pre-paid MasterCard® that gives you the convenience of paying bills on-line or over the telephone, making on-line purchases and using your card wherever the debit MasterCard® brand is accepted.
- Use your card at over 900,000 ATMs and millions of locations worldwide!
- No credit check or income verification required
- No Chexsystem check
- No minimal balance required!
- Phone and On-line account access
- Shop and pay bills on-line!
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Intro APR |
Intro
APR Period |
Regular APR |
Monthly Fee
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Account Setup Fee |
Grace Period |
Balance Transfers |
Credit
Needed for Approval |
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N/A |
N/A |
N/A |
$5.95 |
up to $99
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N/A
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N/A |
Good, Bad & No-credit
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Current by Discover® - Teen Prepaid Debit Card
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Current by Discover® - Teen Prepaid Debit Card!
- Debit Card for Teens with built-in parental controls
- Set daily, weekly, and monthly spending limits
- Restrict teen card use in unwanted shopping categories (e.g. liquor stores,
tobacco stores, hotels, etc.)
- Free Direct Deposit for parents & teens
- Free deposits from any credit card or bank account
- $0 fraud liability guarantee
- Withdraw cash at ATMs
- Get exclusive discounts at teen's favorite merchants
- Free e-mail and text message activity alerts
- No minimum balances, loading fees, or credit check
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Intro APR |
Intro
APR Period |
Regular APR |
Annual Fee
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Account Setup Fee |
Grace Period |
Balance Transfers |
Credit
Needed for Approval |
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N/A |
N/A |
N/A |
$50 |
NONE
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N/A
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N/A |
Good, Bad & No-credit
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ARC Travel MasterCard
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Apply for the ARC Travel MasterCard today!
- NO MONTHLY OR ANNUAL FEES
- 100% Guaranteed Approval –No Credit Check
- Multiple load options including PayPal
- FREE Mobile and Email balance and activity alerts
- FREE TRAVEL BENEFITS: Lost luggage, emergency card replacement, medical
assistance and more…
- PAYPASS TAP N GO Technology
- Multiple cards available - get cards for up to 4 people per account
- Reloadable, up to $9500 balance
- Accepted Worldwide at over 25 million retail locations - wherever Debit
MasterCard is accepted, as well as at over 1 million
ATMs
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Intro APR |
Intro
APR Period |
Regular APR |
Annual Fee
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Cost of Card |
Grace Period |
Balance Transfers |
Credit
Needed for Approval |
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N/A |
N/A |
N/A |
NONE |
$14.95
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N/A
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N/A |
Good, Bad & No-credit
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Prepaid Visa® RushCard
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Apply for the Prepaid Visa® RushCard today!
- Free credit builder and account text alerts
- Free direct deposit of tax refunds, anticipation loans, and paychecks
- Free customer service 24/7
- No monthly fees and no hidden fees
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Intro APR |
Intro
APR Period |
Regular APR |
Annual Fee
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Account Setup Fee |
Grace Period |
Balance Transfers |
Credit
Needed for Approval |
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N/A |
N/A |
N/A |
NONE |
$19.95
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N/A
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N/A |
Good, Bad & No-credit
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Fingerhut Credit Application
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Get things you want, at low monthly payments with Fingerhut Credit!
- No down payments
- No layaways
- No surprises
- Affordable monthly payments
- We often say "Yes!" when others say "No"
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Intro APR |
Intro
APR Period |
Regular APR |
Annual Fee
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Account Setup Fee |
Grace Period |
Balance Transfers |
Credit
Needed for Approval |
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N/A |
N/A |
N/A |
N/A |
N/A
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N/A
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N/A |
Good, Bad & No-credit
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First Freedom Platinum
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$7,500 - Guaranteed Instant Approval! With the First Freedom Platinum Card there are no finance charges and you will never pay interest, so it's the perfect card to help repair your credit.
- No Credit Checks
- No Employment Verification
- No Annual Fees, EVER
- No Interest, EVER
- We report a new credit score to major credit
bureaus.
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Intro APR |
Intro
APR Period |
Regular APR |
Annual Fee
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Account Setup Fee |
Grace Period |
Balance Transfers |
Credit
Needed for Approval |
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N/A |
0% |
N/A |
0 |
$2.95
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N/A
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N/A |
Good, Bad & No-credit
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Horizon Gold Card
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Get the Financial Freedom You Deserve!
- Instant Guaranteed Approval
- Initial $500.00 Un-Secured credit limit
- No Credit Checks
- No Turndowns
- Reports Positively to Major Credit Bureau
- Get the Benefits and Credit you Deserve
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Intro APR |
Intro
APR Period |
Regular APR |
Annual Fee
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Account Setup Fee |
Grace Period |
Balance Transfers |
Credit
Needed for Approval |
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N/A |
N/A |
0.00% |
N/A |
$24.95
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N/A
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N/A |
Good, Bad & No-credit
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CREDIT REPORTS / PROTECTION | |
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LifeLock Identity Theft Services
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Identity theft is one of the fastest growing crimes in America, victimizing over 10 million people a year and costing billions of dollars. LifeLock's industry-leading protection works to help stop identity theft before it happens. They search the web for the illegal selling of your personal information, verify change of address requests, help replace the contents of a lost or stolen wallet, and take proactive steps to help put you in greater control of who has access to your credit. As a LifeLock member, if you become a victim of identity theft because of a failure in their service, they’ll help fix it at their expense, up to $1,000,000.
Click Here for LifeLock Identity Theft Services.
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FREE Credit Report & Score
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Check your Report
See who's been checking your credit. Look for potential inaccuracies and unauthorized activity.
Guard your Identity
Closely monitor** your Experian® Equifax® and TransUnion® Credit Reports every day.
Know your Score
Higher scores usually mean lower interest rates on new loans, which could save you money.
Click Here to get your FREE Credit Report & Score.
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Equifax Credit Watch™ Gold with 3-in-1 Monitoring
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Protect your credit with the most in-depth identity protection plan. Monitoring your credit reports for changes is one of the best ways to protect yourself from identity theft.
3-in-1 Monitoring makes it easy for you to monitor all 3 of your nationwide credit reports by alerting you within 24 hours of key changes. Protect your credit and ensure the accuracy of what’s being reported about you in all 3 nationwide credit reports.
Includes up to $1,000,000 identity theft Insurance†
Click Here to get Equifax Credit Watch™ Gold.
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FICO® Score Estimator
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Your FICO score measures your risk of repayment.
Quite simply, FICO scores are the credit scores most lenders use to make lending decisions about you. The higher your score, the less risky you are in the eyes of a lender.
Do you know your score? Find out by seeing your FICO score today.
Click Here for the FICO® Score Estimator.
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IdentityTruth
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IdentityTruth understands that your identity is your life — and losing it puts your world at risk. The very best way to safeguard your privacy is to get the earliest possible notification of possible misuse. IdentityTruth is a new way to safeguard your privacy and your identity. We use advanced technologies that make it possible to identify fraud schemes before they harm you or your assets.
Click Here for the IdentityTruth.
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iDebtAssistance
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If you've fallen behind on your bills, especially credit cards, don't panic. You may have several good options available to you. Your success starts by assessing your current situation and finding a trusted service provider that is licensed in your state.
How iDebtAssistance.com Works:
- Find Your Customized Debt Solution
- Get Matched to an Approved Service Provider
- Start Saving and Get Out of Debt
Click Here to get started.
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